FIELD OF MEMBERSHIP

If you are an employee of Kaiser Permanente in Vallejo, Fairfield, Vacaville or Napa you and your family members may be eligible to join. To become a member of our Credit Union you can stop in during regular business hours with your ID and Kaiser Badge. The initial deposit is $50.00 plus a one time membership fee of $5.00. If you sign up for payroll deduction (minimum of $25.00) you may open the account with $5.00 plus the $5.00 membership fee.

MISSION

Kaiperm North Bay Federal Credit Union is owned and controlled by members. We exist for the financial benefit of our members to encourage regular savings and offer loans and services at fair and favorable rates and terms. We strive to maintain the Credit Union's long-term financial stability, safeguard the assets of our members, and provide a high quality of service to our members.

Kaiperm North Bay Federal Credit Union celebrated an exciting 50th anniversary in 2007 with assets in excess of 27 million! We are a full service, not-for-profit financial institution that gives Vallejo, Vacaville, Napa and Fairfield Kaiser Permanente employees and their families an alternative to banks and the chance to own a share of their own financial institution. Profits earned by the credit union are returned directly to our members in the form of high share rates, low loan rates, and reduced or no fees for services.

All members of our Board of Directors are fellow credit union members who serve on a volunteer basis. They ensure that prudent operational policies are maintained and they work hard to establish the long-term direction of the credit union.

Your money is safe with us. The National Credit Union Share Insurance Fund, administered by the National Credit Union Administration, an agency of the federal government, insures deposits of credit union members at more than 12,000 federal and state chartered credit unions nationwide. The NCUSIF -- the strongest of all federal deposit insurance funds -- insures each member’s deposits up to $100,000 with a separate $250,000 for IRA's.

"Not for profit, not for charity, but for service" is the philosophy of our credit union. Kaiperm North Bay FCU is committed to providing quality service to our members. That is the credit union way!