Financial Resource Analysis

Retirement Planning

• Life & Disability Income Insurance Needs
• Analysis of Savings and Investments1
• Retirement Income Needs
• Budgeting and Cash Flow Study

• Individual Retirement Accounts (IRAs)
• Fixed and Variable Annuities1
• Retirement Needs Analysis
• Tailored Retirement Programs
• Long Term Care Insurance

Tuition Funding Programs

Investment Products1

• College Costs Analysis
• Analysis of Investment Alternatives1
• Insurance and Investment Plans1

• Mutual Funds
• Unit Investment Trusts
• Variable Annuities
• Direct Participation Programs
• Securities Brokerage Services

Estate Analysis

Business Continuation Planning

• Hypothetical Probate Analysis
• Tax Reduction Strategies
• Charitable Giving

• Funding Option Analysis
• Buy - Sell Strategies
• Family Business Succession Planning
• Key Person Insurance

Executive Fringe Benefits

Employee Benefit Program

• Executive Bonus Plans
• Split Dollar Insurance
• Deferred Compensation Funding
• Salary Continuation Plans
• Non-Qualified Executive Fringe Benefits

• Life and Disability Income Insurance
• Pension, Profit Sharing and 401(k) Plans
• Payroll Deduction Plans
• SIMPLE IRAs
• Non-Qualified Retirement Programs

·  Make your appointment today: Call (925) 979-2353

1. Securities, investment advisory and financial planning services are offered by duly authorized Registered Representatives of MML Investors Services, Inc., member SIPC. Supervisory Office: 2121 N California Blvd Suite 395, Walnut Creek, CA 94596, Tel: (925) 979-2300. is not a subsidiary or affiliate of MML Investors Services, Inc.

California Insurance Licensing: Samantha Sagers-Davenport, San Francisco Bay Area Agency, domiciled in CA, CA Insurance License #0E57325