Privacy Policy
PRIVACY POLICY STATEMENT
A Private Note to Our Members:
Our credit union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with our credit union.
As a member of our credit union, you also have a responsibility to safeguard your financial information.
To ensure that you can rely upon the quality of products and services we make available, our credit union stands behind the following privacy policy:
- Our credit union will collect only the personal information that is necessary to conduct our business. Such personal information may consist of first and last name, home or other physical address, e-mail address, telephone number, social security number, or any other identifier that permits the physical or online contacting of a specific individual. That means just what is necessary to provide competitive financial products and services – no more.
- Our credit union will protect your personal information. Our credit union will maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we will use security-coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.
- You will always have access to your information. As a member of our credit union, you will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate.
- Our credit union will only share information when absolutely necessary. We will only share information to administer the products and services we provide, or when we partner with other businesses to offer a broader array of products and services.
- Our credit union will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our members’ economic well being. Under no circumstances will we authorize these firms to charge your account without your express consent, and we will not sell member information to telemarketing firms.
- If any material changes occur to this privacy policy a notice of change, along with a link to the Privacy Policy, will be posted on the What's New page for a period of 60 days after the change.
Terms of Use
The Kaiperm North Bay Federal Credit Union Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Kaiperm North Bay Federal Credit Union Web Site constitutes your agreement to all such terms, conditions, and notices.
Modification of these terms of use:
Kaiperm North Bay Federal Credit Union reserves the right to change the terms, conditions, and notices under which the Kaiperm North Bay Federal Credit Union Site/Services are offered. You are responsible for regularly reviewing these terms and conditions and additional terms. Your continued use of the Kaiperm North Bay Federal Credit Union Site/Services constitutes your agreement to all such terms, conditions, and notices.
Personal and non-commercial use limitation:
Unless otherwise specified, the Kaiperm North Bay Federal Credit Union Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Kaiperm North Bay Federal Credit Union site.
Links to third party sites:
The Kaiperm North Bay Federal Credit Union Site/Services may contain links to third party Web sites ("Linked Sites"). The Linked Sites are not under the control of Kaiperm North Bay Federal Credit Union and Kaiperm North Bay Federal Credit Union is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Kaiperm North Bay Federal Credit Union is not responsible for webcasting or any other form of transmission received from any Linked Site nor is Kaiperm North Bay Federal Credit Union responsible if the Linked Site is not working appropriately. Kaiperm North Bay Federal Credit Union is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Kaiperm North Bay Federal Credit Union of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites. Any dealings with third parties (including advertisers) included within the Kaiperm North Bay Federal Credit Union Site/Services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. Kaiperm North Bay Federal Credit Union shall not be responsible or liable for any part of any such dealings or promotions.
No unlawful or prohibited use:
As a condition of your use of the Kaiperm North Bay Federal Credit Union Site/Services, you will not use the Kaiperm North Bay Federal Credit Union Site/Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Kaiperm North Bay Federal Credit Union Site/Services in any manner which could damage, disable, overburden, or impair any Kaiperm North Bay Federal Credit Union Site/Service(s) (or the network(s) connected to any Kaiperm North Bay Federal Credit Union Site/Service(s)) or interfere with any other party's use and enjoyment of any Kaiperm North Bay Federal Credit Union Site/Service(s). You may not attempt to gain unauthorized access to any Kaiperm North Bay Federal Credit Union Site/Service, other accounts, computer systems or networks connected to any Kaiperm North Bay Federal Credit Union Site/Service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Kaiperm North Bay Federal Credit Union Sites/Services.
Service Contact: info@knbfcu.comTermination/Access Restriction:
Kaiperm North Bay Federal Credit Union reserves the right, at its sole discretion, to terminate your access to the Kaiperm North Bay Federal Credit Union Site/Services and the related services or any portion thereof at any time, without notice.
Kaiperm North Bay Federal Credit Union may also terminate or suspend your access to Kaiperm North Bay Federal Credit Union Site/Service(s) for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by Kaiperm North Bay Federal Credit Union. Upon termination of the Kaiperm North Bay Federal Credit Union Site/Service, your right to use the Kaiperm North Bay Federal Credit Union Site/Service immediately ceases. Kaiperm North Bay Federal Credit Union shall have no obligation to maintain any content or to forward any unread or unsent messages to you or any third party.
Copyright and trademark notices:
All contents of the Kaiperm North Bay Federal Credit Union Web Sites are: © 2002 Kaiperm North Bay Federal Credit Union All Rights Reserved and/or its suppliers, 173 Plaza Drive Suite 1001, Vallejo, California 94591.
Any rights not expressly granted herein are reserved.
