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Savings Rates
|
Rates Effective
05/01/2008 |
Current Dividend
Rates and Annual Percentage Yields |
SHARE TYPE |
MINIMUM BALANCE |
ANNUAL PERCENTAGE
RATE |
ANNUAL PERCENTAGE
YIELD |
Regular &
Youth Shares |
$100 to $5,000 |
0.25 |
0.25 |
| $5,001 to $10,000 |
0.35 |
0.35 |
| $10,001 to $25,000 |
0.45 |
0.45 |
| $25,000 up |
0.55 |
0.55 |
| Youth Shares |
$5 to $5,000 |
0.25 |
0.25 |
| Christmas Club |
$5 up |
0.25 |
.025 |
All dividends are calculated with the average daily balance and are paid out quarterly
***
Rates Effective
05/01/2008 |
Share Certificate
of Deposits |
TERM |
RATE |
ANNUAL PERCENTAGE
YIELD |
| 3 Months |
1.90 |
1.91 |
| 6 Months |
2.00 |
2.02 |
| 12 Months |
2.15 |
2.17 |
24 Months
|
2.35 |
2.37 |
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$1,000.00 Minimum balance for all share certificates.
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Dividends calculated on the actual share certificate balance from date of issuance to date of maturity.
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No additional deposits are permitted
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Early withdrawal penalties may apply.
-
Automatic renewal for like term.
|
Rates Effective
12/01/2008 |
IRA Shares and
IRA Share Certificate of Deposits |
|
RATE |
ANNUAL PERCENTAGE
YIELD |
| IRA Shares $100 to $5,000 |
0.55 |
0.55 |
| IRA Shares $5,001 to $10,000 |
0.82 |
0.82 |
| IRA Shares $10,001 to $25,000 |
0.87 |
0.87 |
| IRA Shares $25,001 up |
1.32 |
1.33 |
| 12 Month Certificate |
2.25 |
2.27 |
| 24 Month Certificate |
2.50 |
2.52 |
| ALL
RATES ARE SUBJECT TO CHANGE
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